Plus Mortgage Trust provides eligible Wholesale Investors the opportunity to invest in registered mortgages over property in New Zealand

Plus Mortgage Trust and its Directors are experienced and trusted lending providers. We have owned and operated finance companies since 2008, helping investors make significant and consistent returns well above bank rates. We are now offering you, the investor, the opportunity to fund mortgages that match your investment goal and risk profile.

Make lending decisions and earn a better return on your money. An Information Memorandum is prepared for each mortgage opportunity. This contains all the information you should require to make an informed investment decision. You then decide if you want to fund all or part of the mortgage.

Take direct ownership of a mortgage on quality property in a location you like, at a Loan to Value Ratio (LVR) that suits you. An easy way to benefit from the property market without managing tenants and rental properties.

Fixed interest returns for the term of the loan vary from 6% – 11% per annum secured by a registered first mortgage (less RWT) and are based on several factors. These include, but are not limited to: the property type and location, the borrower, the loan term, the risk and credit profile and the Loan to Value Ratio (LVR). There are no additional costs or fees on the interest you earn. Investment terms range from 3 to 36 months.

This investment referred to on this website is not available or suitable for retail investors.

The information on this website is not an offer of investments but simply a description of an investment opportunity for certain Wholesale Investors of the type specified in the Financial Markets Conduct Act.

The usual rules do not apply to any offer to be made by Plus Mortgage Trust of the type described in this booklet as these will only be made to certain Approved Wholesale Investors.

The types of Wholesale Investor that will be approved by Plus Mortgage Trust will be Wholesale Investor qualifying under the following provisions of clause 3 of Schedule 1 of the Financial Markets Conduct Act 2013 (FMCA)

– a person with a minimum investment of $750,000.00 (clause 3(3)(b))
– the person is an investment business (clause (3)(2)(a))
– the person is large (clause (3)(2)(c))

If you qualify and receive an offer from us, ask questions, read all documents carefully, and seek independent financial advice before committing yourself.

Secured Lending | Registered Mortgages | Quality Security

Please contact us for further information or to register your interest as an investor: 07 929 0107 or

Get in touch

Investor Feedback

I have dealt with many different types of investments during my career, covering an array of different investment - types - Share trading, Forex and longer term investments. I have never had greater peace of mind than I have now in the way my capital is managed and my investment secured. I appreciate the consistent returns, the regular reporting and feedback I get on my investment, and that the Directors are always available to take my call. It’s been a blessing.

James B, Marlborough

I started investing with Grant Donoghue in 2008 and still do to this day. During this period, I or my Family Trust have lent Grant’s company in excess of $15 million on a 1, 2 or 3-year basis. All repayments have been made on the due date. Grant does what he says he will do, is straight forward in his dealings, and most importantly, completely honest. I am sure any potential investor will agree with these remarks, if, in the future they have dealings with Grant or his company.

Ken R, Auckland

I have invested with Plus Finance for several years and have been extremely satisfied with Simeon’s performance. He is a fantastic person to work with: ethical, personable, and well informed. I have received periodic financial reports and monthly updates of current situations that might affect my investment. I am pleased with the flexible liquidity options, plus believe that I am receiving the highest return to risk ratio available. I would highly recommend this firm to the discerning investor.

Linda T, Tasman

have been investing with Grant over the last few years. My key requirement was a solid and regular return on my investment and I have certainly found that. All interest payments have been made on the due date and I have been kept well informed of the company’s performance year on year. I have found Grant and his team to be very professional and I have confidently recommended Grant to other investors.

P Benjatunya, Auckland

We believe in transparency
You can find all legal information here

Do your due diligence here